My husband and I were both virgins when we married, and he was 30. That was seven years ago, and though it's definitely unusual these days, our decision to wait was not because of any defect in either of us.
My husband was deeply religious at the time. He always stated that he would never marry a woman who was not a virgin, and since he had that criteria for his future wife, he felt that it was only fair that he held himself to the same high standard. But he did date a lot, and his dates tried to seduce him quite often.
Neither one of us feel like we missed out on anything. Our mutual lack of experience took away some of the pressure, and what we didn't know, we've had fun learning together! :)